USDA Rural Home Loans
Purchase with NO Money Down – 100% Financing
Georgia | Alabama | Tennessee | South Carolina | Florida – USDA 100% Rural Home Loans
In 2009 the USDA enacted changes that opened up USDA Rural Financing to hundreds of thousands of borrowers across Georgia, South Carolina, Tennessee, Alabama, Florida and the rest of the southeast.
USDA Loans are not just for farmers anymore. RD loans have become an option for a whole new generation of rural home buyers.
Many home buyers dream of purchasing a home but don’t necessarily have the cash on hand to make the hefty down payment required by some conventional home loans. 100% USDA mortgage loans solve the cash to close issue.
With ZERO DOWN and the ability to finance your closing costs (if the appraised value allows for it), USDA loans present the lowest out of pocket mortgage option on the market.
With housing affordability at record levels not seen since the Great Depression and foreclosure super deals littering the housing market, now is the perfect time to buy. Why pay rent when you can buy a home with a cheaper payment and benefit from the mortgage interest tax deductions?
USDA 100% home loans are the ANSWER to the down payment issue. Some other highlights of USDA Rural Home Loans;
NO Down Payment Required
Low Mortgage Insurance
Flexible CREDIT Qualification
Finance CLOSING COSTS
Large Acreage Amounts OK
USDA Rural Mortgages are one of the LAST loans standing at 100% financing with NO money down. They are one of the most affordable mortgage loan options available.
With the lowest mortgage insurance outside of VA loans and the ability to finance closing costs, USDA Loans are the preferred mortgage financing option for home buyers living in rural areas.
Although USDA Loans are a great mortgage financing option for many people, sometimes the property may not qualify due to the home being in a state of disrepair, foreclosed and vandalized or other property condition issues.
If you are looking at a foreclosure in bad shape you need to look at a FHA 203K renovation loan. 203K Loans allow you to finance in improvements , repairs and updates all in one convenient 3.5% down FHA mortgage.
Another great option for our foreclosure driven real estate market!
Whether you need a traditional FHA loan, Construction Loan, FHA 203K Renovation Loan or a Jumbo Mortgage – we can help!
With 40+ of the best mortgage lenders on the market to choose from as well as an amazing in-house underwriting team, we are the best USDA mortgage lender option available.
Want to know if you if qualify? It’s EASY, just complete the simple form on your right and one of our USDA experts will contact you with the full qualification details immediately!
USDA Mortgage Loans – Alabama | Georgia | Florida | Carolina | Tennessee
Looking to buy a Fannie Mae Homepath or FHA 203K property that needs a LOT of TLC? We have you covered! Our friends over at 203KLoan.net are masters at the 203K, Fannie Homestyle and Homepath Renovation loans. They can help!
Need to refinance? Our friends can help there too! Check out HARP-REFI.net and learn your refinance options
****We are NOT the USDA or Affiliated with ANY Government Agency****
